It’s been a few years since I have traveled abroad, but one thing I know to do is to call my credit card company to let them know of my travel plans ahead of time, lest I have a problem using my card overseas because the card company flags the transaction as possible fraud. I called last week and was surprised when the customer service representative told me there would be a 3% foreign transaction fee on any purchases I made with my card while traveling overseas. I asked if this was new, and he said it has been in place for the last two years – the last time I was abroad was more than two years ago, so it’s new to me. I calculated it out and 3% for a four-night hotel stay is about $20-25…not that much, but that’s money I can be spending on something else. I did look into a few other credit card options and found one that does not charge any foreign transaction fees – so now I am just waiting for my new card to arrive in the mail, hopefully next week.